Last updated: April 25, 2026

Terms of Use

These Terms of Use ("Terms") govern your access to and use of the website, services, and educational content provided by Institutional Trading Academy Ltd, trading as ITAfx Academy ("we", "us", "Company"). By accessing or using our services, you agree to be bound by these Terms. If you do not agree, do not use our services.

1. Company Information

Institutional Trading Academy Ltd (ITAfx) is a limited liability company incorporated under the laws of Saint Lucia, with company number 2025-00535 and registered address at the offices of ACE Corporate Services, Ground Floor, Rodney Court Building, Rodney Bay, Gros Islet, Saint Lucia.

2. Nature of Services

ITAfx Academy provides educational and informational services exclusively. Our services include online courses, study materials, video content, and related educational resources on the subject of financial market analysis.

3. Eligibility

You must be at least 18 years of age to use our services. By creating an account or purchasing a program, you represent and warrant that you are 18 years old or older and have the legal capacity to enter into a binding agreement.

Our services are not intended for individuals in financially vulnerable circumstances, those with gambling dependencies, or anyone with compulsive behavior connected to money.

4. Account Registration

When you create an account, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

5. Purchases and Payment

All prices are displayed in US Dollars (USD) and are inclusive of the program features described at the time of purchase. Payment is processed through third-party payment processors. We do not store your full credit card information on our servers.

By completing a purchase, you acknowledge that you have read and understood the program description, pricing, and these Terms.

6. Refund Policy

We offer a 14-day money-back guarantee from the date of purchase. If you are not satisfied with the program, you may request a full refund within 14 calendar days of the original purchase date. Please see our Refund Policy for full details, conditions, and the refund process.

7. Intellectual Property

All content, including but not limited to text, video, graphics, code, and educational materials, is the intellectual property of Institutional Trading Academy Ltd or its licensors. You are granted a limited, non-exclusive, non-transferable license to access and use the purchased content for personal, non-commercial educational purposes only.

You may not:

• Copy, reproduce, distribute, or publicly display any content
• Share your account credentials with others
• Resell, sublicense, or commercially exploit the materials
• Create derivative works based on our content
• Use automated tools to scrape or download content

8. Risk Acknowledgment

9. Disclaimers

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or that any content will achieve any particular result.

We make no representations regarding the accuracy, reliability, or completeness of any educational content, and we expressly disclaim any obligation to update such content.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Institutional Trading Academy Ltd, its officers, directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, arising from your use of or inability to use our services.

In no event shall our total liability exceed the amount paid by you for the specific program giving rise to the claim, in the twelve (12) months preceding the event.

11. Prohibited Conduct

You agree not to:

• Use our services for any unlawful purpose
• Misrepresent your identity or age
• Interfere with or disrupt our services or servers
• Attempt to gain unauthorized access to any part of our services
• Use our brand or materials to suggest endorsement of any third-party product or service

12. Modifications to Terms

We reserve the right to modify these Terms at any time. Material changes will be communicated through our website or via email. Your continued use of our services after such modifications constitutes acceptance of the updated Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Saint Lucia, without regard to conflict of law principles. Any disputes arising from or relating to these Terms shall be subject to the exclusive jurisdiction of the courts of Saint Lucia.

14. Contact